{"id":142678,"date":"2026-10-23T13:38:48","date_gmt":"2026-10-23T11:38:48","guid":{"rendered":"https:\/\/cultureelpersbureau.nl\/?p=142678"},"modified":"2026-10-23T13:43:41","modified_gmt":"2026-10-23T11:43:41","slug":"in-zes-maanden-van-spaargeld-naar-nul-slachtoffer-van-beleggingsfraude-schrijft-het-boek-dat-hij-zelf-had-willen-lezen","status":"publish","type":"post","link":"https:\/\/cultureelpersbureau.nl\/en\/2026\/10\/in-zes-maanden-van-spaargeld-naar-nul-slachtoffer-van-beleggingsfraude-schrijft-het-boek-dat-hij-zelf-had-willen-lezen\/","title":{"rendered":"From a six-month\u2019s worth of savings to nothing: a victim of investment fraud writes the book he would have liked to read himself"},"content":{"rendered":"<p><strong>Jan-Willem van Rijnberk (69) was scammed via a video advert on Facebook and an app from the Apple App Store. In *From Six Months to Zero*, he explains how digital fraud works \u2013 as he experienced it first-hand \u2013 and who profits from it.<\/strong><\/p>\n<p>On Friday 30 October, *In Six Months to Zero* by Eindhoven-based author Jan-Willem van Rijnberk will be published by TRILOGIE. It is the first instalment of the trilogy *The Digital Slaughterhouse*. Van Rijnberk describes how, in the space of six months, he lost his savings to fraudsters who approached him via a video advert on Facebook. They lured him into using a fake investment app, which could be downloaded straight from the official Apple App Store. The foreword is by Ellie Lust, presenter of the television programme *Scam Alert: Don\u2019t Fall for It!*, in which Van Rijnberk will appear on 4 November (RTL 5, 8.30 pm).<\/p>\n<h2>How could this have happened?<\/h2>\n<p>It started with an advert on his timeline. This was followed by a WhatsApp group with a friendly assistant, \u201cTalia\u201d, lessons from a charismatic analyst and an app that was neatly listed in the App Store. Everything seemed logical, verifiable and reliable. Step by step, that reality shifted, until, on 12 April 2026, there was nothing left of it.<\/p>\n<p>Van Rijnberk reconstructs those six months using his own case file: chats, screenshots, transactions and his police report. He asks the questions every victim asks themselves. How could this have happened? And was there a point at which it was still possible to get out? The book does not end with the loss. It also follows what happened afterwards: the US Scam Centre Strike Force seized the fraudsters\u2019 website, and shortly afterwards a copy was already online.<\/p>\n<p>The book is written for readers who want to understand how this works, and for anyone who wants to make themselves or an older family member more resilient. At the back, there is a glossary for those unfamiliar with the language of crypto and investing. You\u2019ll want to read this book in one go.<\/p>\n<h2>Not an exception, but an industry<\/h2>\n<p>Van Rijnberk is no exception. In 2025, 2.5 million Dutch people aged fifteen and over fell victim to online crime: one in six. One and a half million of them fell victim to online scams and fraud: one in ten (CBS, Security Monitor 2025). The AFM estimates the losses caused by investment fraud at 750 million euros per year. Only a fraction of these cases are reported to the police (AFM, From Pyramid to Iceberg, December 2025). Of the victims of investment fraud who reported the crime to the police or the Fraud Helpdesk in 2025, 22 per cent were aged 65 or over: the largest group. Together with those aged 56 to 65, this group accounts for 42 per cent (AFM).<\/p>\n<p>Who stands to gain from this? According to internal documents reported by Reuters in November 2025, Meta derived an estimated 10 per cent of its revenue from adverts for scams and prohibited products. In May 2026, Santa Clara County took Meta to court over those adverts.<\/p>\n<p>Consumer organisations from 27 countries lodged complaints with the European Commission. Van Rijnberk therefore refers to the platforms as \u201cfences\u201d: they do not commit the fraud themselves, but they do profit from it.<\/p>\n<blockquote><p>\u201cI, too, thought I was clever enough not to be scammed. Given my background, I knew how images and stories persuade people. Yet it went wrong for me too, because everything seemed right: the advert, the app, the people. That\u2019s exactly how it works. I wrote this book so that others can read about what took me six months to learn.\u201d<br \/>\n\u2014 Jan-Willem van Rijnberk<\/p><\/blockquote>\n<h2>Featured in Scam Alert<\/h2>\n<p>The programme *Scam Alert: Don\u2019t Fall for It!* (RTL 5 and Videoland), presented by Ellie Lust, focuses on online scams. Van Rijnberk appears in episode 3, on Wednesday 4 November at 8.30 pm. In the foreword to the book, Lust writes about the shame victims feel, and about the courage it takes to talk about it.<\/p>\n<h2>About the book<\/h2>\n<div class=\"su-note\"  style=\"border-color:#e5e54c;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FFFF66;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">Title: To Zero in Six Months | Subtitle: A glimpse into the new face of digital fraud | Series: The Digital Slaughterhouse, Volume 1 | Author: Jan-Willem van Rijnberk | Foreword: Ellie Lust | Publisher: TRILOGIE, Eindhoven | Publication date:  Friday 30 October 2026 | Format: paperback, 148 \u00d7 210 mm, 132 pages | ISBN 978-94-6561-153-2 | Price: \u20ac19.95 | Available via the BoekenGilde and bol online shops | Website: digitaleslachthuis.nl.<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Jan-Willem van Rijnberk (69) werd via een video-advertentie op Facebook en een app uit de Apple App Store opgelicht. In In Zes Maanden naar Nul laat hij zien hoe digitale fraude werkt, zoals hij die aan den lijve ondervond, en wie eraan verdient. Op vrijdag 30 oktober verschijnt In Zes Maanden naar Nul van de [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","_themeisle_gutenberg_block_has_review":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"activitypub_content_warning":"","activitypub_content_visibility":"","activitypub_max_image_attachments":3,"activitypub_interaction_policy_quote":"anyone","activitypub_status":"federated","footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[15614,11445,11917],"tags":[16613,16612],"class_list":["post-142678","post","type-post","status-publish","format-standard","hentry","category-beleid","category-faits-divers","category-persberichten","tag-online-fraude","tag-oplichting"],"featured_image_url":[],"post_author":"een van onze leden","assigned_categories":"beleid, FAITS DIVERS, PERSBERICHTEN","jetpack_publicize_connections":[],"jetpack-related-posts":[{"id":49914,"url":"https:\/\/cultureelpersbureau.nl\/en\/2017\/05\/57e-biennale-oog-op-urgentie-actualiteit\/","url_meta":{"origin":142678,"position":0},"title":"Venice Biennale emphasises soft forces in art","author":"Jan-Willem van Rijnberk","date":"22 May 2017","format":false,"excerpt":"The 57th Venice Biennale brings the world together and the art world to Venice. This year, the biennial art event is bigger than ever. Here you will find out what is 'trending' in contemporary art. Everyone thinks something of this event and we live in a time when everything and...","rel":"","context":"In &quot;Alleen voor leden&quot;","block_context":{"text":"Alleen voor leden","link":"https:\/\/cultureelpersbureau.nl\/en\/genre\/service\/members-only\/"},"img":{"alt_text":"Sheila Hicks, Escalade Beyond Chromatic Lands -2016-2017- Arsenale-End-wall","src":"https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/05\/01-Sheila-Hicks-Escalade-Beyond-Chromatic-Lands-2016-2017-Arsenale-End-wall-JWvR-fc1170x680-72.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/05\/01-Sheila-Hicks-Escalade-Beyond-Chromatic-Lands-2016-2017-Arsenale-End-wall-JWvR-fc1170x680-72.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/05\/01-Sheila-Hicks-Escalade-Beyond-Chromatic-Lands-2016-2017-Arsenale-End-wall-JWvR-fc1170x680-72.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/05\/01-Sheila-Hicks-Escalade-Beyond-Chromatic-Lands-2016-2017-Arsenale-End-wall-JWvR-fc1170x680-72.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/05\/01-Sheila-Hicks-Escalade-Beyond-Chromatic-Lands-2016-2017-Arsenale-End-wall-JWvR-fc1170x680-72.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":53141,"url":"https:\/\/cultureelpersbureau.nl\/en\/2017\/10\/frieze-art-week-kunst-als-zoete-koek\/","url_meta":{"origin":142678,"position":1},"title":"Frieze Art Week: art as sweet as pie","author":"Jan-Willem van Rijnberk","date":"14 October 2017","format":false,"excerpt":"Afgelopen week was in Londen de Frieze Art Week. Een week die wordt gezien als \u00e9\u00e9n groot spectakelstuk voor de hedendaagse kunst. Dit jaar voor de 15de keer. De verzamelaars, de liefhebbers en de markt, iedereen komt bijeen. Bovendien wordt de Frieze Art Fair internationaal gezien als \u00e9\u00e9n van de\u2026","rel":"","context":"In &quot;BEELDEND&quot;","block_context":{"text":"BEELDEND","link":"https:\/\/cultureelpersbureau.nl\/en\/genre\/beeldende-kunst-2\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/10\/10-Frieze-Art-Fair-2017-Zoete-koek-Van-Rijnberk.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/10\/10-Frieze-Art-Fair-2017-Zoete-koek-Van-Rijnberk.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/10\/10-Frieze-Art-Fair-2017-Zoete-koek-Van-Rijnberk.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/10\/10-Frieze-Art-Fair-2017-Zoete-koek-Van-Rijnberk.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/10\/10-Frieze-Art-Fair-2017-Zoete-koek-Van-Rijnberk.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/10\/10-Frieze-Art-Fair-2017-Zoete-koek-Van-Rijnberk.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":39288,"url":"https:\/\/cultureelpersbureau.nl\/en\/2016\/09\/distributed-content-wat-is-het\/","url_meta":{"origin":142678,"position":2},"title":"'Distributed content': \"Everyone is trying their best to reach you\".","author":"Ruben Brugman","date":"20 September 2016","format":false,"excerpt":"At the Magazine Media Caf\u00e9 at the Amsterdam debating centre De Balie, journalists, publishers and freelancers discussed the phenomenon of distributed content. What is it and what can you do with it? Distributed content: a new online phenomenon Distributed content is actually reverse publishing. You offer content (stories, photos, video) in places...","rel":"","context":"In &quot;ACTUEEL&quot;","block_context":{"text":"ACTUEEL","link":"https:\/\/cultureelpersbureau.nl\/en\/genre\/nieuws\/"},"img":{"alt_text":"distributed content de balie magazine media cafe","src":"https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2016\/09\/distributed-content.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2016\/09\/distributed-content.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2016\/09\/distributed-content.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2016\/09\/distributed-content.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2016\/09\/distributed-content.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2016\/09\/distributed-content.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":22700,"url":"https:\/\/cultureelpersbureau.nl\/en\/2015\/05\/rituele-dans-rond-digitaal-kalf-m-r-s-fura-dels-baus-holland-festival\/","url_meta":{"origin":142678,"position":3},"title":"Ritual dance around digital Calf: M.U.R.S. by Fura dels Baus at Holland Festival","author":"Fransien van der Putt","date":"28 May 2015","format":false,"excerpt":"Zonder de app op je smartphone M.U.R.S. bezoeken is een uitdaging. De voorstelling van het beruchte theatercollectief uit Barcelona is een commentaar op de manier waarop mensen via allerlei gadgets ongemerkt onderdeel worden van een door internationale bedrijven gerunde SMART-society. Doe je mee of niet? Valt er eigenlijk wel wat\u2026","rel":"","context":"In &quot;ACTUEEL&quot;","block_context":{"text":"ACTUEEL","link":"https:\/\/cultureelpersbureau.nl\/en\/genre\/nieuws\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2015\/05\/jurgenmullerrevistabla.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2015\/05\/jurgenmullerrevistabla.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2015\/05\/jurgenmullerrevistabla.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2015\/05\/jurgenmullerrevistabla.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":101125,"url":"https:\/\/cultureelpersbureau.nl\/en\/2026\/04\/minder-volgen-meer-positioneren-de-enorme-correcties-van-big-tech-en-wat-de-kunstsector-daaruit-moet-begrijpen\/","url_meta":{"origin":142678,"position":4},"title":"Following less, positioning more: the huge corrections of Big Tech - and what the arts sector needs to understand from it","author":"Guido van Nispen","date":"7 April 2026","format":false,"excerpt":"Guido van Nispen: The rapid demise of OpenAI's video production platform Sora and Facebook's metaverse is more than a tech story. It exposes a persistent misconception: that technological innovation can drive culture. For the arts sector, this is not an afterthought, but a necessary corrective to years of digital expectations","rel":"","context":"In &quot;beleid&quot;","block_context":{"text":"beleid","link":"https:\/\/cultureelpersbureau.nl\/en\/genre\/beleid\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":51124,"url":"https:\/\/cultureelpersbureau.nl\/en\/2017\/06\/mag-bepalen-hoofdpersoon-doet-is-late-shift-toekomst-cinema\/","url_meta":{"origin":142678,"position":5},"title":"You get to decide what the protagonist does. Is Late Shift the future of cinema?","author":"Leo Bankersen","date":"19 June 2017","format":false,"excerpt":"Giving the viewer a voice in the twists and turns a film story takes. It's a dream that has proved difficult to realise. But now there is the interactive cinema film Late Shift. A film or a game?","rel":"","context":"In &quot;Alleen voor leden&quot;","block_context":{"text":"Alleen voor leden","link":"https:\/\/cultureelpersbureau.nl\/en\/genre\/service\/members-only\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/06\/Late-Shift-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/06\/Late-Shift-1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/06\/Late-Shift-1.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/06\/Late-Shift-1.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/06\/Late-Shift-1.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/cultureelpersbureau.nl\/wp-content\/uploads\/2017\/06\/Late-Shift-1.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]}],"jetpack_shortlink":"https:\/\/wp.me\/p3yKke-B7g","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/cultureelpersbureau.nl\/en\/wp-json\/wp\/v2\/posts\/142678","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cultureelpersbureau.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cultureelpersbureau.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cultureelpersbureau.nl\/en\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/cultureelpersbureau.nl\/en\/wp-json\/wp\/v2\/comments?post=142678"}],"version-history":[{"count":3,"href":"https:\/\/cultureelpersbureau.nl\/en\/wp-json\/wp\/v2\/posts\/142678\/revisions"}],"predecessor-version":[{"id":142682,"href":"https:\/\/cultureelpersbureau.nl\/en\/wp-json\/wp\/v2\/posts\/142678\/revisions\/142682"}],"wp:attachment":[{"href":"https:\/\/cultureelpersbureau.nl\/en\/wp-json\/wp\/v2\/media?parent=142678"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cultureelpersbureau.nl\/en\/wp-json\/wp\/v2\/categories?post=142678"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cultureelpersbureau.nl\/en\/wp-json\/wp\/v2\/tags?post=142678"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}